This is one of the most common questions we hear from families — and the honest answer depends on the type of care involved. Here's how it breaks down.
Generally, traditional Medicare does not cover non-medical home care — the kind of support Willow Home Care provides, like companionship, personal care, meal preparation, and daily living assistance. Medicare's coverage is centered on medically necessary, skilled care, not custodial or companion-style support.
Medicare may cover skilled home health services — things like intermittent nursing care, physical therapy, or occupational therapy — when ordered by a doctor and provided by a Medicare-certified home health agency, usually following a hospital stay or for a specific medical condition. This is different from the non-medical, hourly in-home care most families need for ongoing daily support. For more on this distinction, see our guide on home health vs. home care in Texas.
Because coverage rules and individual circumstances vary, we always recommend confirming your specific situation with Medicare directly or a benefits counselor. We're happy to help point families in the right direction during a consultation.
Texas Medicaid has certain programs (such as STAR+PLUS) that may cover in-home care for qualifying individuals — eligibility and coverage rules are specific, so we recommend confirming directly with Texas Health and Human Services.
Medicare may cover short-term, skilled home health services after a hospital stay if ordered by a doctor. Non-medical support like ours is typically arranged separately, often alongside those services.
Many veteran families use VA Aid & Attendance benefits to help fund non-medical home care. Ask us during your consultation and we can point you toward next steps.